INVEST IN SME FUNDING OPPORTUNITIES

Unlocking liquidity for grassroot SMEs through on-chain and off-chain alternative credit profiling, fractional investing, and simplifies invoice funding – allowing anyone, anywhere to invest in real business with real impact

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WHO WE SERVE

INVESTORS

Companions is built for impact-focused investors of all sizes — from individuals to small funds — who are comfortable with calculated risk and want to earn returns while supporting real businesses.

Investors can diversify their portfolios by backing verified SMEs through short-term, transparent funding opportunities.

SMES

We serve formally trading small and medium-sized businesses that need working capital or alternative financing solutions.

Companions supports SMEs across different stages and industries – such as FMCG, manufacturing & technology.

HOW IT WORKS

Simple steps to get started, whether you're funding your business or investing in SMEs

For SMEs

Create a business profile

Upload minimum required documents

Add alternative trading data to support activity

Create a loan listing

Receive funding once listing is filled

For Investors

Create an investor profile

Connect a wallet

Browse verified SME listings

Invest fractionally in a listing

Earn returns based on agreed terms

WHY WE EXIST

The Problem

Many SMEs find it difficult to qualify for traditional funding, even when their businesses are trading and generating real activity.

Our Mission

Our mission is to unlock financing for grassroots SMEs by creating simpler, more inclusive funding alternatives.

Our Vision

Our vision is to bring people closer to the businesses that power everyday life, enabling anyone to participate in SME funding and create real economic impact.

OUR JOURNEY

Building the future of SME financing, one milestone at a time

2024 - 2025

The Beginning

Founded
Incubated by Tuknovation
2nd Standard Bank Tech Challenge 2025

2025 - Present

Growth Phase

MVP Development
Live Testing in South Africa

GET IN TOUCH

Have questions? We'd love to hear from you. Send us a message and we'll respond as soon as possible.

FAQs

Everything you need to know about Companions Fintech

Companions Fintech is a platform that connects investors with SMEs, facilitating accessible and community-driven funding solutions.

Investors can browse a curated list of verified SME loan opportunities, select businesses to invest in, and earn returns as these businesses repay their loans.

Yes, a minimum of 100USD

Each SME undergoes a thorough evaluation process, including financial assessments and business viability analyses, to ensure they meet our criteria for funding.

Returns vary depending on the specific loan terms of each SME. Detailed information is provided for each investment opportunity.

While we conduct rigorous assessments, all investments carry inherent risks. We recommend investors review each opportunity carefully and consider diversifying their portfolio.

Yes, we welcome SMEs from various industries, provided they meet our funding criteria.

Investors have access to a personalized dashboard where they can monitor their investment portfolio and track returns in real-time.

Simply sign up on our platform, complete the necessary verification steps, and follow the guided process tailored for investors or SMEs.

We use stablecoins to simplify cross-border investment, allowing people from different regions to easily invest in SMEs without traditional banking delays or fees. It also enables fractional investing—making it possible to invest with smaller amounts.

Companions is built on Solana, chosen for its low transaction costs, speed, and security—ensuring seamless experiences for both investors and SMEs.

USDT (Tether) is a type of stablecoin—a cryptocurrency that is pegged to the value of the US Dollar (1 USDT = $1). It offers the stability of traditional currency while maintaining the speed and flexibility of crypto. We use USDT as the value peg for our LND token to ensure price consistency and make international investments simpler and more reliable.

Still have questions?Contact support